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Bank Statement Analyser

Understand a bank statement without doing the sums by hand.

DSACRM is building a practical way to review cash flow, EMIs, bounces, and transaction patterns—without paying for every statement.

Built to be India’s first free bank statement analyser for everyone.

Join the free betaSee what it will analyse

Uploads are not open yet. We’ll email you when early access is ready.

Analysis previewWhat the beta will show
Bank statement PDFRegular and password-protected files
Cash flow
Inflow, outflow, monthly surplus, and opening and closing balances.
Credit behaviour
EMI ratio, recurring obligations, salary credits, and bounce indicators.
Transaction view
Useful categories, top parties, recurring payments, and unusual activity.
Reports
A clear on-screen summary with Excel, CSV, and JSON downloads.
PDF removed after processingExcel · CSV · JSON
Product preview only. Statement uploads will open during the beta.

Built for

  • Loan DSAs
  • Bankers
  • Accountants
  • Lending teams
  • Business owners

Why we’re making it free

Statement review is routine work. Access to it shouldn’t be expensive.

Most bank statement tools are priced for large institutions. Independent DSAs, accountants, bankers, and growing businesses often end up checking statements manually.

We believe the essential analysis should be available without a subscription or per-statement fee. The beta will also help us learn which Indian bank formats and reports people actually need.

Free means free.No payment details and no DSACRM subscription will be required during the public beta.

Planned for the first beta

A clear review, not another complicated dashboard.

  1. 01
    Cash flow

    Inflow, outflow, monthly surplus, and opening and closing balances.

  2. 02
    Credit behaviour

    EMI ratio, recurring obligations, salary credits, and bounce indicators.

  3. 03
    Transaction view

    Useful categories, top parties, recurring payments, and unusual activity.

  4. 04
    Reports

    A clear on-screen summary with Excel, CSV, and JSON downloads.

How it will work

From PDF to a usable report.

Uploads will open in stages during the beta.

  1. 01

    Add a statement PDF

    Choose a regular or password-protected PDF when uploads open.

  2. 02

    Get the analysis

    The analyser extracts transactions and organises the important patterns.

  3. 03

    Review and export

    Check the findings and download the report in the format you need.

Data and privacy

Your statement stays yours.

When uploads open, statement data will be used only to create the analysis you request. It will not become a sales or advertising asset.

Read the DSACRM Privacy Policy
  • The PDF is deleted after processingThe uploaded statement is removed as soon as the analysis finishes or fails.
  • Results are purged within 15 daysAnalysis results and related metadata are automatically removed within 15 days.
  • Your data remains yoursWe will not sell, resell, advertise against, or reuse statement data.
  • It is used only for your reportRequired processing providers may handle the data only to produce the requested analysis.

Frequently asked questions

Questions about the beta.

Here’s what is decided today. We’ll keep this page updated as access opens and bank coverage expands.

Why is DSACRM making the Bank Statement Analyser free?

Useful bank statement analysis is still priced beyond many independent DSAs, accountants and small lending teams. We want to make the essential analysis accessible without a subscription or per-statement fee.

Why did you build it?

We saw professionals spending too much time manually checking transactions, balances, obligations and bounces. The analyser is being built to reduce that groundwork and make financial review easier to understand.

Will it really be free?

Yes. The public beta is planned as a free tool with fair-use limits so that it stays available to genuine users. There will be no payment or DSACRM subscription required to use the beta.

Who will be able to use it?

The beta is being designed for DSAs, bankers, accountants, lending teams, business owners and anyone who needs a clearer view of bank statement activity.

When will statement uploads open?

Uploads will open in stages during the beta. Join the early-access list and we will notify you when your access is ready.

Which banks and file types will be supported?

The first public version will focus on Indian bank statement PDFs. Bank compatibility will expand throughout the beta as formats are tested and improved.

Will password-protected PDFs work?

Yes. The planned beta flow supports password-protected PDF statements. The password is used only during processing and is not stored with the analysis request.

What happens to an uploaded statement?

When uploads open, the PDF will be deleted immediately after processing completes or fails. Analysis results and related metadata will be automatically purged within 15 days.

Will DSACRM sell or reuse statement data?

No. Statement data will not be sold, resold, used for advertising or used for unrelated business purposes. Required processing services may handle it only to produce the requested analysis.

How accurate will the beta be?

Beta results may contain extraction or categorization errors and should be reviewed before making a lending or financial decision. Feedback will help improve coverage and accuracy.

How can I contribute?

Join the beta as a tester, tell us which banks and workflows matter to you, or report an issue after access opens. Please do not send bank statements through the waitlist form.